Empower Your Business

General Liability Insurance

• Overview: This fundamental coverage protects against common risks such as bodily injury, property damage, and advertising injury claims made against your business.

• Who Needs It: Ideal for all businesses, especially those interacting with clients or the public.

• Key Benefits: Safeguards your business finances, reputation, and legal standing in case of liability claims.

Professional Liability Insurance (Errors & Omissions)

• Overview: Protects professionals against claims of negligence, errors, or omissions in the provision of services.

• Who Needs It: Essential for service-based businesses like consultants, accountants, and legal professionals.

• Key Benefits: Covers legal defense costs and settlements, ensuring your professional integrity and financial security.

Commercial Property Insurance

• Overview: Offers coverage for physical assets of your business, including buildings, equipment, inventory, and furniture from fire, theft, and other damages.

• Who Needs It: Suitable for businesses with physical assets, whether owned or leased.

• Key Benefits: Ensures quick recovery from physical damages, minimizing business interruption.

Workers' Compensation

• Overview: Provides benefits to employees who suffer work-related injuries or illnesses.

• Who Needs It: Mandatory for most businesses with employees.

• Key Benefits: Covers medical care, lost wages, and rehabilitation costs for injured employees, while protecting your business from legal complications.

Commercial Auto Insurance

• Overview: Covers vehicles owned or used by your business for work-related purposes.

• Who Needs It: Businesses that use vehicles for deliveries, client visits, or other commercial activities.

• Key Benefits: Protects against liability claims, vehicle damage, and injuries resulting from work-related vehicle accidents.

Business Interruption Insurance

• Overview: Compensates for lost income and expenses during periods when your business is unable to operate due to a covered loss.

• Who Needs It: Beneficial for all businesses, especially those heavily reliant on physical locations.

• Key Benefits: Provides financial stability during disruptions, helping you maintain payroll and meet ongoing expenses.

Cyber Liability Insurance

• Overview: Offers protection against data breaches, cyber-attacks, and other digital threats.

• Who Needs It: Critical for businesses handling sensitive customer data or relying heavily on digital operations.

• Key Benefits: Covers costs related to data breach notifications, legal defense, and restitution to affected parties.

A Spectrum of Business Insurance Options

In addition to the core insurance policies listed above, The Castellanos Agency offers a broad array of specialized business insurance options. We recognize that every business has unique needs and risks, and our goal is to ensure comprehensive protection for every aspect of your operation. 

From industry-specific coverages to policies tailored for unique business models, our range of insurance solutions is designed to cater to the diverse landscape of modern businesses. Whether it's coverage for specific risks like environmental liability, employment practices liability, or directors and officers insurance, we have the expertise and resources to meet your specialized needs.

Get a Customized Solution for Your Business

No two businesses are alike, and neither are their insurance needs. Contact us to discuss your specific requirements and get a customized insurance solution that aligns with your business goals.